Fintech & Finance
Fintech apps need to be fast, secure, and trusted from day one. We build them for founders who understand the opportunity but need the technical execution.
Free 30-min strategy call. No pressure, no pitch deck.
Why Rebelled
Fintech is one of the highest-value opportunities in the app space right now. Australians are underserved by legacy banking systems, and founders who understand their specific niche — lending, savings, payments, investment, insurance — have a real shot at building something significant. The barrier is the technical and regulatory complexity standing between an idea and a product people trust with their money.
Security cannot be an afterthought in a finance app. Encryption, secure authentication, fraud detection, and audit logging all need to be designed into the architecture before the first screen is built. We approach every fintech project with a security-first mindset because the alternative is a liability waiting to happen.
The compliance landscape matters too. Whether your product needs ASIC licensing, AFCA membership, PCI-DSS compliance, or operates under an existing licence holder, we help you understand your obligations before you commit to building. Most founders are surprised by how much of this can be navigated intelligently with the right advice upfront.
From payment tools and lending platforms to investment apps and expense management products, we understand what it takes to ship a fintech product in Australia. Book a free Game Plan call and let's map it out.
What we build
Payments, lending, investing, and personal finance. We build fintech products across the full spectrum of Australian financial services.
Peer-to-peer payments, merchant payment tools, and digital wallet experiences. PCI-DSS compliant from day one using trusted payment rails.
Micro-investing, managed funds, and portfolio tracking. Designed for regulatory compliance and user trust from the first interaction.
Consumer and SME lending apps, credit scoring tools, and BNPL products. Built with responsible lending principles and ACL compliance in mind.
Budgeting, expense tracking, savings goals, and open banking data aggregation. Products that help Australians make better financial decisions.
How it works
Phase one
Before we write code, we validate your strategy, map your compliance obligations, and design the full product. No surprises later.
What you get
Phase two
We build your fintech app with security and compliance baked in. Weekly demos and full visibility throughout. No surprises at the end.
What you get
Phase three
You have users, you are processing transactions, and you are ready to grow. We coach you through scaling a regulated financial product.
Common questions
A fintech MVP typically costs between $80,000 and $300,000 depending on financial features, payment integrations, and compliance requirements. Apps handling payments, lending, or investments carry higher compliance overhead. We scope this transparently in the Inception phase before any money is spent on development.
It depends on what your app does. Financial advice, credit, investment management, and payment facilitation often require AFS or ACL licences. Many fintech founders operate under an existing licence holder's umbrella while building traction. We map this out with you before we start building so there are no nasty surprises six months in.
We use established payment providers like Stripe, Braintree, or Adyen to handle card data so your app never stores, processes, or transmits raw card details. This significantly reduces your PCI-DSS scope. For apps requiring deeper payment infrastructure, we scope the compliance requirements explicitly at the outset.
A well-scoped fintech MVP typically takes 16 to 20 weeks. Security architecture, compliance reviews, and integration testing add time compared to a standard app. The investment is worth it. A fintech product that launches with security gaps does not recover from the reputational damage.
Yes. We have experience integrating with the New Payments Platform (NPP), BPAY, open banking data providers under the Consumer Data Right (CDR) framework, and major banking APIs. These integrations require careful planning and sometimes third-party accreditation, which we factor in from the start.
No. Most of our best fintech founders come from finance, lending, or insurance backgrounds with zero coding experience. Your domain knowledge is the valuable asset. We handle technical execution, security architecture, and compliance scoping.
Let's talk
Book a free 30-minute strategy session. We will map your compliance requirements, pressure-test your concept, and give you an honest view of what it takes to build a fintech product in Australia.
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